Message #79078

[Atlanta Z3]

I job hopped a bit and rolled the last 401k over into investment accounts.  When I didn't have access to 401K I set up direct deposits to the investment accounts and IRAs about 15 years ago.  Current company matches in 401k I match the % to match and have kept the deposits to the other funds.  Minimum put away was 10% but probably averaged to around 20% with true ups for IRAs.  Pay yourself first and with it coming directly out of checking account before bills I don't have it to spend or miss.  My goal is part time in five years, but like everyone else that hit in 2008 hurt.
We planned to have our house paid for by my hubbie's 50th birthday which we did, but then we went a bit over board with a kitchen /bath remodel, so we haven't been putting away the extra we would like to.
Not the way I wanted to gain retirement money but with the passing of my hubbie's mother that left us in a better position.  She had utilties stock that no one in the family is allowed to sell, but it looks good on the books!
My hubbie is on the computer every night looking at the funds - I call him the Quicken fiend!  He's been at his job 23 years and 401k plus pension the entire time - I guess for us the only two concerns on continuing level of insurance and being able to leave something for his daughter.