Reading all these puts me to shame     Where do you all find the time to do all these things - I am going wrong somewhere   

However, time to change and be positive and I have now decided to put pen to paper and write mine out - I shall have a private brainstorming session with myself and see what comes out of it over the next few days 

I can see the benefits of doing this and revisiting them regularly.

If I think they are sensible enough, I will post them here