Message #748

[curioust]

Sorry to hear about all of this stress--this should be a great time for you.



I have an aunt that works as a Consumer Credit Counselor.  She would (definitely) require you to cut up your credit cards--you should see her office bulletin boards!!!  



I don't know who counseled you about that service--but they are wrong.  I work in the Finance Industry, and while it (Credit Counseling) isn't the best option from a finance person's eyes--it's better than Bankrupty!!!  It will help you manage this crisis (and any future crisies--sp?). I can tell you that your creditors would much rather work with you--than receive a Bankruptcy Notice.



In the older novels, they used to have a term "apopletic fit".  I could never really visualize (understand) the term.  Until I watched a Bank VP "have one" after he received a Bankruptcy Notice on a customer--and the customer never said a word to him about being "in trouble".  It wasn't "pretty".